Showing posts with label Mississauga. Show all posts
Showing posts with label Mississauga. Show all posts

Saturday 7 September 2013

The Legalized Theft Board

I know that it aggravates some people when I refer to the LTB (as in the Landlord & Tenant Board, which is their proper name) as the Legalized Theft Board.

But that has most certainly been not only my experience, but also the experience of many other landlords who post in the Ontario Landlords Association forums - and, no doubt, of thousands more besides.

I happened to be on the LTB site yesterday looking something up and noted, once again, their (supposed) mission statement:

The mission of the Landlord and Tenant Board is to inform landlords and tenants about their rights and responsibilities under the Residential Tenancies Act and provide balanced and timely dispute resolution in accordance with the law.

Right there on the front page. And hey... if they actually did that, I'd be happy to call them the Landlord Tenant Board.

Unfortunately, what they claim to do bears little/no resemblance to what they actually do.

  • Rules are required to be followed to the letter by landlords, but not at all by tenants. Legal resources provided to tenants, but not landlords. Privacy for tenant information, but not landlords'.... where in the mission statement does it suggest tenants should be advantaged at every turn while landlords are not?
  • almost 6 months for a case where the tenant gave notice, tried to rescind it 2 days before their stated move-out date, and then paid not one blessed cent rent for that almost 6 months? HOW is that timely?
  • the adjudicator finds that the landlord is credible, the tenant is not, and awards judgements to the landlord on all three counts - but goes out of his way to ensure that not one cent will ever be collected and that the tenants get several extra weeks at the landlord's expense  - as a result of a conversation after the hearing to which the landlord was not privy?  HOW is that balanced?

I could go on and on ... I've learned an awful lot as a result of my research & reading - but I can tell you with 100% assurance that the vast majority of evidence - BY FAR - is that the LTB in Ontario has completely lost sight of its mission statement and its purpose.

The mission statement would be far more accurately stated as follows:

The mission of the Legalized Theft Board is to ensure security of tenancy for all tenants whether they live up to their responsibilities under the Residential Tenancies Act or not.

Period, full stop.

Interestingly, the LTB seems to now be rather ~slow~ to post annual reports and/or recent decisions on their website. The last Annual Report which is available is from 2009 - 2010; decisions end as of December 2011.

Things that make one go hmmmm.... could it be that they know they've lost the plot and are loathe to advertise it? Inquiring minds want to know!

In any case, the people who are most impacted by the failure of the LTB to live up to its mission statement? Not landlords.

We are hurt financially - but hey, we still have a roof over our head (at least until you get ~lucky~ like I did and get more than one problem tenant in a short period and lose everything thanks to the Legalized Theft Board) ....

it is the good tenants who don't take advantage of the ~system~ (using the term loosely) to rape their landlords that are harmed.

It's the single mom or dad on OW who can't find a landlord to rent to her because she has no garnish-able source of income.

Or the person with a disability on ODSP who is even less likely to find a place because they not only have no garnish-able source of income, they have the potential to cost us even more money and aggravation because Ontario has decided that landlords are responsible for any and all accommodations, no matter how unreasonable or expensive.

Or the older potential tenant who we are cautious about renting to because you know, they could become disabled or develop Alzheimer's and hey, guess what? Landlords in Ontario are regularly forced to cough up for any and all accommodations, no matter how unreasonable or expensive.

Or the person who is coming from another country, or from a mental health facility, or from the streets... yeah, no... no credit rating, no garnish-able source of income? No shelter, sorry.

It sucks. It breaks my heart. But don't blame the landlords. Blame your Ontario government - the one that has decided that the ONLY people in Ontario who should have rights when it comes to rental housing are the deadbeats & scammers.

Not the good tenants.

Not the good landlords.

Sorry 'bout that... I wish I could be part of the solution. But you know what? Still can't find anyone that can be bothered listening.

Cindy Forster, housing critic for the ONDP did respond to my email - well sort of - she ignored MY email, but did respond to one someone more well known among the ONDP forwarded on my behalf - but that was more than 2 months ago now... somehow I think that "we will have to get back to you in response..." means "please just go away."

Pretty sad when my own party can't be bothered, eh?  *sigh*

But at least they did send an acknowledgement - the Ontario Liberal's can't even be bothered with that. My tax dollars at work. Or not.

Ah well...I'm a stubborn old bitch ...think it's time to start yet another letter writing campaign.

Perhaps this time, I will post the actual letter, and names, addresses & dates of each person I send it to, and any response. Still no guarantee I will get a response, but hey, it might be a fun experiment, no?





Saturday 29 June 2013

Landlord Licensing

One of the topics being discussed in the Ontario Landlord Association forums right now is licensing landlords.... some of the so-called tenant activists in the forum are celebrating their "big victory" in Mississauga this week.

I haven't really had to deal with licensing at all - at least not yet - neither of our properties are in places that require it ... but did wander off through Google to have a look at what's involved.

I'm not clear, from my reading, and from what I know about affordable housing in Ontario and landlording in general - who actually benefits from the whole licensing thing.

Tenants?  
Tenants in Ontario already have the Legalized Theft Board, Sheriff's Office, free legal services, by-law officers, and police firmly on their side.

If there are problems, tenants seem to have no end of ways to force landlords to solve them - and it costs them a LOT less money than it does the landlords. Plus, bad tenants get to steal hand over fist with the full support of every government agency for months or even years ...and once they finally lose, they can go on to the next place and do the exact same thing all over again because there are no mechanisms for finding out about them.... Good tenants, on the other hand, are already feeling the impacts of this and finding it hard to find affordable places to rent ... but that's another post.

What tenants don't have, or so it seems to me, in most areas, is enough affordable housing options. So I'm not quite sure how cutting the number of units by up to 30% as projected in Hamilton, for example, is going to help.  It seems pretty clear, from looking at  proposed licensing requirements such as these for the Kitchener-Waterloo-Cambridge area, that there is no possible way that licensing is going to create an increase in units available for rent.

And look at the potential costs associated with all of those licensing requirements!
Licensing fees themselves (annual of course)... annual criminal record check for landlords (ridiculous! Based, no doubt, on the never ending but eternally aggravating notion that tenants are all vulnerable, incapable & incompetent infants - I SO do not understand why people don't object to this depiction; I most certainly would). .... compliance certificates from every by-law, building, licensing department in the area, and from a HVAC company as well.... parking for every unit ....etc etc etc...

Contrary to popular belief, many landlords are not making huge profits on their units...  so all of these added costs are going to add to the cost of your rent.... if not immediately, then soon. I know, I know.... you all think that we all are independently wealthy and should provide you with low cost housing, all necessary accommodations for whatever you need, and pay your bills besides.... oh, and loan you money whenever you're short, too... love that one. 

But the reality is that even those of us who do manage to make a profit on landlording are not going to keep doing it if/when we can no longer do so, or if/when it becomes too annoying to bother jumping through ridiculous hoops.  And hey ... less available units, more need ... guess what that does to prices? It ain't good. At least not for tenants. 

So ... tenants aren't likely to benefit from licensing.

Landlords?
Not bluddy likely....  increased aggravation, increased costs, increased idiots uh people to deal with, The only group of landlords that are going to benefit from this scheme are the ones in buildings with more than 6 units (or however many they decide the cut-off should be) who do not have to do the licensing thing. Hmmm....  big landlords using government to put little landlords out of business? Naw... they would never do that, right?  Neoliberalism ...gotta love it.

Government?
None of the schemes I've seen have been revenue neutral - not even close, actually. To implement this licensing thing costs more than they are going to recoup from fees. So no financial benefit.... although there will be some people who get jobs out of the whole thing... 17 in Hamilton, apparently.

So why are they doing it then? Beats the hell out of me... my guess would be that somewhere along the line, the only people who stand to benefit from the whole thing are pushing some buttons... manipulating some tenant-activist-wanna-be-types  into thinking this would be a good plan, maybe?  And or convincing politicians to go along with it?

It strikes me as very, very odd that a tenant activist group like Acorn would be advocating for something that is so clearly NOT going to benefit tenants.

It sickens me that one of the images that was posted in the forum showed Andrea Horvath there apparently supporting the whole thing.  Seriously?

How/why would the NDP want to do something that so clearly is going to result in higher housing costs for renters and less affordable units? I do not understand what the hell is going on with housing in Ontario. I really, really don't.  And I most certainly do not understand what the NDP are doing re: housing. I am NDP .... and can't conceive of voting any other way - but I am becoming increasingly concerned about their (lack of?) handle on the entire issue of affordable housing in Ontario. Anyway ... that's another blog post too...  perhaps someday either Ms. Horwath or Ms. Forster will respond to my emails about the topic and I'll be better able to explain it - to myself, if not to you.

In any case, I am more than a little baffled, you may note, by the whole licensing landlords thing... your thoughts would be most welcome. Am I missing something? What am I missing? I must be missing something right?